Why Choose Us
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High‑Risk Expertise: Decades of underwriting and risk experience across hard‑to‑place categories.
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Multiple Acquirers: If one bank says no, we have options—domestic and international.
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Chargeback Defense: Built‑in tools, alerts, and representment support.
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Transparent Pricing: Interchange‑plus with no hidden junk fees.
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Hands‑On Support: Dedicated account managers and same‑day responses.
Average approval times: 24–72 hours for complete files.
1. Do you have limitations with your current processor? Limitations that are costing you money?
2. What is your chargeback rate? If it is unreasonably high, we can fix that.
3. What is your relationship with your processor? When is the last time they contacted you to check on you?
Industries We Support
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Subscription/Continuity (boxes, SaaS, digital content)
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Travel & Events (agencies, tours, ticketing)
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Marketing & Agencies (lead gen, performance, placements)
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MLM / Direct Sales (compliant structures only)
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B2B & Wholesale (large ticket, invoicing)
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CBD / Hemp‑Derived (Delta‑9 compliant where legal)
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Nutraceuticals & Supplements (labeling compliant)
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Coaching / Education (high‑ticket, recurring)
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Software / SaaS (recurring billing, MRR)
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Ticketing & Memberships
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Fitness, Wellness & Beauty (subscriptions, kits)
Note: Final eligibility depends on product, marketing, fulfillment, and chargeback history.
We set up processing for the majority of industries on the Restricted List
Subscription continuity, travel & ticketing, agencies, MLM, B2B wholesale, CBD/hemp‑derived, nutraceuticals, coaching/education, firearms accessories (no weapons), collectibles, drop shipping with verified suppliers.
How It Works
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Complete our form to schedule an appointment with us.
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Apply for an account with requested documents.
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Underwriting: We review KYC, marketing, and fulfillment.
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Approval & Setup: Gateway + MID aligned to your model.
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Go Live: Start processing with chargeback tools enabled.
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Typical Documents:
Government ID
Voided Check
EIN
Bank Letter or Bank Statements
Processing Statements (if currently processing, last 3–6 months)
Fulfillment/Refund Policy
FAQs
Do you place high‑risk merchants?
Yes. We specialize in businesses that traditional processors decline.
How fast can we be live?
Complete files typically board in 24–72 hours.
Do you support recurring billing?
Yes—native subscriptions, retries, and dunning.
Can you lower our chargebacks?
We deploy alerts, 3DS, and representment to reduce ratios below thresholds.
Get Started Today. Complete our Merchant Form to begin. A high-risk processing specialist will contact you upon completion.
Questions? Call or text 877-321-6149
